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Previously, I mentioned I would provide you with information about the loan process so you're informed and ready to move quickly towards homeownership.

The prequalification involves a cursory review of your income, assets, and credit standing to gain assurance you'll qualify for a mortgage or in technical terms, pass underwriting and gain a formal loan approval in the near future.

Once your home has been identified we will submit your loan file for final approval. We will provide the required documentation and seek final approval.

The person who provides the final approval (underwriter) may initially provide a "conditional approval" with a request clarification or additional supporting documentation. Once the additional documents are approved you will receive an exciting notice; FINAL APPROVAL!

John Public

Designer

Velma

5465 E. Terra Linda Way

Nampa, ID 83687

Office: (555) 555-5555

Cell: (555) 555-5555

Fax: (555) 555-5555

NMLS: 000000

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